Is Sezzle legit? What its own licences, fees and terms say
Is Sezzle legit? Its legal pages list NMLS 1950862, state licences, WebBank as a lender, its fee maximums and an arbitration clause. Read 16 October 2026.
Business Models
Card-linked instalment plans, assessed against pay-in-four
Issuers now sell instalments on the card you already hold. Assessed on mechanics: a card-linked plan carves an existing credit line rather than opening a new one, and that single fact decides most of the comparison.
Neobanks quietly became credit companies
The pitch was a better current account. The revenue increasingly comes from lending — and that changes what a customer is looking at.