Klarna arrives at US checkouts through the acquirer
A payments-platform tie-up sounds like plumbing. It moves the decision to offer instalments away from the merchant — and moves the economics further out of sight.
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Neobanks quietly became credit companies
The pitch was a better current account. The revenue increasingly comes from lending — and that changes what a customer is looking at.
BNPL's late-fee model diverges sharply by market
The same provider, the same four instalments, and completely different consequences for missing one — depending entirely on where you live.